Featured Educational Reports
Before You Buy a Bond Fund, Always Ask for the SEC Yield
When stock brokers show you a bond fund, they usually quote its current yield which is very misleading, because that is not the true return on your investment. To correct that, the SEC now requires that you be shown their yield to maturity calculation, which represents a closer approximation to your true yield.
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How To Reduce Your Taxes By Trading Municipals
By trading out of some of your municipals and into very similar new bonds, it is possible to reduce your taxes by thousands of dollars, at very little actual cost. Because you can get substantial savings in the form of reduced taxes by creating “paper losses” for yourself. The word loss is a misnomer, because when trading your municipals, the net result is really a big gain in the amount of money you keep on April 15th. That is why “tax trading” is something that investors should always be thinking about.
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An Inside Look at the Rating Game
Often, comparing the ratings of municipal bonds can be like comparing readings on Fahrenheit and Centigrade thermometers. A hospital’s A-rated bond is obviously weaker than the A-rated general obligation bond of the town in which it is located. In dollars and cents the impact is that some investors, looking at ratings only, and not differentiating among the various types of bonds, may get less value for their money. The knowledgeable investor benefits, by increasing yield without sacrificing true quality.
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April 20
Why Inflation Isn’t the Danger ..
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April 03
California Sells $6.5 Billion in Largest Muni Deal Since 2004 ..
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